Randolph County Employee Benefits


 

 

Randolph County offers a comprehensive benefits package to fit the needs of our employees and their families.

Use the tabs below for details. 

Download Benefits Summary

 


 

 

ACCIDENT - AFLAC
All full time regular employees working 30+ hours per week are eligible to participate on the first of the month after 30 days of full time employment. This product is guaranteed issue when first offered to an employee.
Premiums: Individual only $16.20; Named insured/spouse only $23.16; One-parent family $30.90; Named insured/ family $37.86.


CANCER – ALLSTATE
All full time regular employees working 30+ hours per week are eligible to participate at annual enrollment only. This product is guaranteed issue when first offered to an employee.


CRITICAL ILLNESS - AFLAC
Plan provides a lump sum benefit upon the diagnosis of covered critical illnesses. For the initial enrollment employee can obtain a $20,000 benefit for themselves and $10,000 for a spouse with no underwriting.  Rates are dependent on age, coverage selected and smoking status. Plan includes a $100 wellness benefit.


DENTAL – AMERITAS
All full-time regular employees working 30+ hours per week are eligible to participate on the first of the month after 30 days of full time employment. There are two plans in place.  The first plan is the high plan.
Premiums: Employee only $34.24; Employee & child(ren) $78.20; Employee & spouse $70.32; Employee & family $114.32. The second plan is a PPO plan. Premiums: Employee only $27.52; Employee & child(ren)
$61.24; Employee & Spouse $55.96; Employee & Family $89.68.

 


FREE AMBULANCE TRANSPORT
All full time regular employees working 30+ hours per week are eligible for a one-time free ambulance ride when services are provided by Randolph County Emergency Medical Services, Ash-Rand or Piedmont Triad Ambulance and Rescue. Employee is responsible for contacting Randolph County Emergency Services within 72 hours of transport in order to avoid billing. Employee Benefit Only.


LIFE INSURANCE

TERM LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT (AD&D) – METLIFE
All full time regular employees working 30+ hours per week are eligible to participate on the first of the month after 30 days of full time employment. Available for spouse and children, as well.  If enroll at date of hire, guaranteed issue up to $100K for employee, $10K for spouse and up $10K for child(ren).  If enroll after date of hire, subject to underwriting approval. Rates dependent on age and amount of coverage selected.

WHOLE LIFE PLAN – TEXAS LIFE
All full time regular employees working 30+ hours per week are eligible to enroll each year during annual enrollment only. Available for spouse, children and grandchildren. Rates depend on age and amount of coverage selected.


$10,000 COUNTY PAID BASIC TERM LIFE AND AD&D INSURANCE – METLIFE
All full time regular employees working 30+ hours per week are eligible for this county paid benefit on the first of the month after 30 days of full time employment.   Employee benefit only.


LOCAL GOVERNMENT FEDERAL CREDIT UNION
Membership is available as a County employee. Join at the State Employees Credit Union.  website - https://www.lgfcu.org/


LONG-TERM DISABILITY (LTD) – AMERICAN UNITED LIFE (AUL)
All full time regular employees working 30+ hours per week are eligible to participate on the first of the month after 30 days of employment. This product is guaranteed issue the first time it is offered in an amount up to 60% of basic monthly earnings not to exceed $2,000 in $500 increments.  Employee must be out of work 90 consecutive days and totally disabled before weekly benefits begin. For current treatment of a condition there is a one (1) year waiting period. Rates dependent on amount of coverage selected.  $500 Benefit only $8.15.


SHEPHERD’ S WAY DAY SCHOOL
Local 5-Star child care provider is offering discounted rates for full-time employees. The discounts are roughly 10% off their normal and customary charges.


SHORT-TERM (STD) – AMERICAN UNITED LIFE (AUL)
All full time regular employees working 30+ hours per week are eligible to participate on the first day of the month after 30 days of employment.  This product is guaranteed issue the first time it is offered in an amount up to 70% of basic monthly earnings up to $2000 maximum. The minimum benefit is $500.   Restrictions will be applicable at annual enrollment if an employee does not elect this benefit when it is first offered. For current treatment of a condition, there is a one year waiting period. Rates based on a 13 week benefit duration. $500 Benefit only $10.36.


VISION - EYEMED
All full time regular employees working 30+ hours per week are eligible to participate on the first of the month after 30 days of full time employment. Premiums: Employee only $8.80, Employee + 1: $17.72, Employee & family: $25.60.

 

View Policy Information on the MARKIII website

 

 


Premium Assistance Under Medicaid and the Children’s Health Insurance Program (CHIP)  

If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs.  If you or your children aren’t eligible for Medicaid or CHIP, you won’t be eligible for these premium assistance programs, but you may be able to buy individual insurance coverage through the Health Insurance Marketplace.  For more information, visit www.healthcare.gov

View Notice

 

  


Five Points Medical
All employees and dependents covered under Randolph County’s medical plan are eligible to access medical services at a cost savings. Through a partnership with Asheboro Prevo Drug reduced pharmacy benefits are offered.

How it works....

PPO Plan

  • $5 co-pay (compared to $25 using Cigna coverage an 80% savings)
  • 20% of any lab charges (discounted an average of 80%)
  • Complete Physicals covered 100%

HSA Plan

  • Total cost of visit
  • Complete Physicals covered 100%

*** Identification must be provided in order to receive County discounts.

Please note that charges at Five Points Medical Center do not count toward the deductibles or maximum out-of-pocket expenses. 
 




Prevo Drug

PPO Plan HSA Plan

Generic Drugs:  
30-day supply Prevo $0    Cigna $4
90-day supply Prevo $0    Cigna $0

Prefered Brand:
30-day supply Prevo $45  Cigna $45
90-day supply Prevo n/a   Cigna $90

Non-Prefered Brand:
30-day supply Prevo $60   Cigna $60
90-day supply Prevo n/a    Cigna $120

Speciality Drugs : Not covered

Discounted prices for both generic & name brand medicaitons.

Please visit to learn about savings.

FREE review of prescriptions could save $100/year. Prevo will consult with your doctor for you. Just drop off old bottles to transfer prescriptions.
FREE new diabetic monitor and test strips.
  • Generic Prescription Policy applies at Prevo.
  • Brand deductible applies at Prevo Drug. $150 deductible per member / $300 family max.
  • Identification must be provided in order to receive County discounts.

 

 

FLEXIBLE SPENDING ACCOUNT (FSA) – FLEXIBLE BENEFIT ADMINISTRATORS
All full time regular employees working 30+ hours per week are eligible to participate after six months of employment.  May defer up to $2,500 pre-tax dollars per year for health care expenses and up to $5,000 per year for dependent child care expenses.  Deductions occur each pay period. The Health Savings FSA is only available to employees on the Traditional PPO Health Plan.  The Dependent Child Care FSA is available to eligible employees regardless of which health plan they choose. Employees may now carryover up to $500 of unused funds at the end of the plan year (plan year runs July 1 – June 30).

View details


 

Health Savings Account (HSA)

An HSA is your personal account to manage that you set up through the local Credit Union. 

You must elect the Consumer Driven Plan to open an HSA Account. 

View details
 



Which Expenses are Eligible for HSA, FSA and HRA Reimbursement?


MEDICAL –TWO OPTIONS THRU CIGNA

All full time regular employees working 30+ hours per week are eligible to participate on the first of the month after 30 days of full time employment. There are two options from which to choose: A Traditional PPO Plan and a Consumer Driven Plan with a Health Savings Account (HSA).

Employee Premium is $75.00 per month.

Employees who participate in the biometric screenings and meet the wellness standard program criteria will receive the wellness incentive of $75.00 to offset this premium.

Pharmacy for the Traditional PPO Plan and the Consumer Driven Plan will be offered via CVS CareMark.

Premiums are listed below for both plan options.  

 

Premiums for Traditional PPO Plan 2020 - 2021 (Summary of Benefits)

Coverage Category *Monthly Premium Cost to employee with
wellness incentive
Cost to employee without
wellness incentive
Employee Only $800 $0 $75
Employee / Spouse $1,250 $450 $525
Employee / Child(ren) $1,130 $330 $405
Employee / Family $1,380 $580 $655
*Monthly Premium includes county contribution for employee plus the cost of dependent coverage.

 

Premiums for Consumer Driven Plan with Health Savings Account (HSA) 2020 - 2021  (Summary of Benefits)

Coverage Category *Monthly Premium Cost to employee with
wellness incentive
Cost to employee without
wellness incentive
Employee Only $800 $0 $75
Employee / Spouse $1,200 $400 $475
Employee / Child(ren) $1,100 $300 $375
Employee / Family $1,325 $525 $600
*Monthly Premium includes county contribution for employee plus the cost of dependent coverage.
County HSA contribution of $750, will be made at the beginning of the plan year, provided that the account has been set up by the employee.

 


Holidays: Each calendar year, all full time regular employees receive 12 paid holidays. The County will follow the State of North Carolina Holiday Schedule. New Year’s Day, Martin Luther King Day, Spring Holiday (Good Friday) Memorial Day, Independence Day,  Labor Day, Veterans’ Day, Thanksgiving Day (2 days), Winter Holiday (Christmas Eve & Day & either the day before or day after – 3 days total). (holiday closings)

Vacation and Sick Leave: All full time regular employees working 30+ hours per week are eligible to accrue paid sick and vacation leave from the first day of employment.  Employees are not allowed to use vacation leave until successful completion of the six month probationary period.  Sick leave is accrued at eight (8) hours per month.
 

# Years employed Monthly Vacation
Hours Earned
Annual Vacation
Hours Earned
Annual Vacation
Days Earned
Less than 3 8 96 12
3, but less than 6 10 120 15
6, but less than 12 12 144 18
12, but less than 20 14 168 21
20, or more years 16 192 24


Personal Leave Day: Regular full- time employees working 30+ hours per week receive one (1) Personal Day each calendar year.  It may not be used once an employee has given their termination of employment notice.  It may not be rolled over from one calendar year to the next. Any unused day or portion of an unused day will not be paid out upon termination.

Well-Being Day:  Each full-time employee will receive up to eight (8) Well-being leave hours each calendar   year.   Well-being hours may be used for medical visits (non-FMLA), health coaching meetings, wellness meetings, and volunteer service.  Unused well-being leave hours will not be paid out upon termination of employment, regardless of the notice given, nor can these hours be applied to any retirement benefits. 

Bereavement Leave: When a death occurs in an employee’s immediate family, an employee shall be granted up to 24 consecutive work hours of Bereavement Leave. Bereavement Leave will be capped at no more than 48 hours per calendar year.

 

STATE OF NORTH CAROLINA RETIREMENT PLAN
All full time or part-time employees working 19.23+ hours per week are required to participate on the first of the month after six months of full time employment and upon completion of the probationary period.  6% of gross salary is deducted each pay period. The County (employer) contributes an actuarially determined percentage of the gross payroll each month to the system. Employees leaving the County may request return of their contributions.  Employees are vested after 5 years of participation.
 
NC DEFERRED COMPENSATION PLAN (457) - PRUDENTIAL
All full time or part-time employees working 19.23+ hours per week are eligible to participate as of the date of hire.  Deductions occur each pay period.  County employees are entitled to defer a percentage of their gross salaries through deductions made each pay period. Employees may discontinue participation in the plan at any time but cannot withdraw contributions until employment with the County has been terminated.

NC 401 (K) RETIREMENT SAVINGS PLAN – PRUDENTIAL
All full time or part-time employees working 19.23+ hours per week are eligible to contribute from the first day of employment.  The County will match an employee’s voluntary 401(k) contribution, up to 2% of salary (Sworn LEO excluded).   Sworn Law Enforcement Officers (LEO) receive an automatic 5% County contribution upon date of hire.  Deductions occur each pay period.

Retirement Handbook Link

 

 

Retirement Handbook Link

Mark3 employee link

Required Legal Notices